what is considered good? like what is the "new" 700? is there a conversion factor to go from new to old? under the new scores i got, transunion is down by 20 pts, the other 2 are up over 100.. there have been NO changes to my credit report since last time. the should all be within 20 pts of each other. are there any other credit monitoring services that let you pull and score all 3 CB's at least every month? I have no problem canceling truecredit and moving. I wanted to keep the fico scores. what does everyone else do?