As of 1-20-04 my Experian score (through CreditExpert) was 726. I ordered the report two weeks ago and disputed some accounts online through Credit Expert, including an incorrect judgment and some TL's with lates. When I logged in today, I could not access my report and had to sign up again. When I did, my score had dropped to 705. The judgment still appears on my detailed report, but my summary indicates no public records. The TL's with lates seem to have been deleted. I doubt the apparent deletion of the two TL's could have caused my score to drop 21 points, as I still have a good mix of credit, including several open accounts with 0 balances, a closed mortgage with no lates and a closed equity line! Also, I was previously able to check the status of my online disputes but am now unable to do so. Anyone have any ideas as to what is going on here??!!