I hope that anyone in need of a card that has a little bit easier requirements try for the Target Visa. They have had great cs, lowered int rate immediately and have had great deals at Target.com by using the Smart Card reader. 10% off and free shipping until 12/27, now a free ten dollar gift card with 75 dollar order at Target.com and 15 at fields. com. The reader came in just 3days after my request-Free via priority mail. ( IMO, not an employee or stockholder). H
