Trying to get to 700 or higher

Discussion in 'Credit Talk' started by papoole, May 9, 2006.

  1. papoole

    papoole New Member

    EQ 612
    EXP 608
    TU 566
    2 dismissed Chp 13 bankruptcy (one from 2000, one from 2002) The one from 2002 I did not file. My ex husband filed during our divorce. (can I get this one removed?)
    1 judgment went on 12/05. That will be on there a while (I was unemployed and had not health insurance - hospital bill.
    11 Derogaroty all paid except 2 (those 2 come off 9/2007)
    Since paying the derogatory doesn't raise my score like I thought it would I didn't pay those last two.
    I have two cc with 300 credit limit.
    have an auto loan, 3 student loans,
    and am authorized signer on cc with someone else.
    I want those paid derogaroty accts removed but they wont' and the bankruptcy from 2002 since I did not sign anything.
    Is there any way to get that stuff off since the last 18 months all my payments are on time?
    What can I do to increase my score?
     

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