Hi. I use to hang around this place a few years back. I would say about 4-5 years ago. I had horrible credit and improved my scores from the 500s to the 700s. My name here was roni back then. Those were the days. For many reasons, I am back in the saddle doing this credit repair thing again. I put it off for a long time being busy with so many things. I just thought I would announce my return to the credit game. I am no where as bad as I was in the past. My biggest problem now is BIG debt. Oh well. I hope everyone welcomes me back. later. roni
hey roni been a long time hope the dentistry practice and baby, well now a toddler are both doing well.I am in the same boat repaired credit then troubles and doing it again. take care... oh yea WELCOME BACK!!!
welcome back roni. i remember u pretty well. u helped me (and some others) to get my first two citibank cards. Hope u can repair ur credit again
hi cindy and geo. I figured if I come back here, I could get motivated to do it all over again. I just dont have a desire to get any more credit right now. I want to have a good enough credit score however to move/expand my office. The practice is going well. But you can never have enough money when you have alot of debt. My son is awesome ...and expensive. my goal is to watch my score rise when I stop all these late payments.
Have you considered possibly refinancing as a means of debt consolidation? I can possibly help as I am a loan officer. Let me know if I can help, email me at csenoa@aol.com
Have you considered debt settlement? Go to http://www.superiordebtrelief.com to find out how you can settle your debt for 50% of the total debt amount.
Thanks for the responses. I almost gave up on you guys. I have decided on debt settlement. I picked debt settlement USA. Has anyone heard of them? Good or Bad?
I did my homework on the debt settlement companies. No thank you. I was on crack when I thought about that.
Smart Girl... It would have been the biggest mistake of your life.. Debt Settlement Companies are nothing but a SCAM.. they take your hard earned money without ever making a payment on your accounts.. Collecting interest for themselve's.. Meanwhile your credit card companies will eventually file suit because of you working with Debt settlement... Good luck
