Check this out , I am pushing this just to see how far I can get.What amazes me is that my fico stays over 700. Providain 6260.00 Juniper 12500.00 mbnagold option 18500.00 Amex loc 15000.00 Amex Golf 9000.00 Amex gold skymiles 10000.00 Amex Blue 10000.00 Amex plat optima 9000.00 Amex Plat. costco 5500.00 Amex Plat sky miles 15000.00 Amex Gold charge Amex Plat Charge Amex green Charge Citi plat select 30500.00 Citi click plat 15000.00 Us bank Plat 10000.00 Us bank wrld perks gold 5500.00 us bank reserve line 12000.00 us bank loc 7000.00 discover plat 10000.00 chase plat 5000.00 diner's club chargE Three Diamond Mitsubshi electronics card 10000.00 rcwhilley's furniture card 10000.00 best buy 2500.00 home depot 3850.00 crate barrell 1000.00 target 1000.00 parisins 1200.00 meir and frank 1500.00 macy's 2200.00 pier one 2000.00 lowe's 1700.00 dillards 1400.00 express 350.00 sears 500.00 24 months ago i had providain at a 1200.00 limit.I have been reading this board for 2 years and have been trying to push the limits, so far amex seems to be the only one that won't approve any more cards this year.I know you think I'm nuts but I am going to keep pushing.
I HAD ABOUT $200,000 LIKE YOU...but when F.I.C.O. reared it's UGLY head, and I couldn't get approved for anything...I cut down to under $100,000...
80% of these accounts were denied by a computer but after calling as many people that I had to , got them approved!
All right! FICO can be beaten if you give yourself enough time. One trick is not to have many balances close to the card limit . In fact, total debt as a percentage of total credit line should fall in the 18-20% range to make you a prime FICO candidate. May I ask if you have something in your credit history that is an extremely old trade line? Like, a home mortgage with 10 or years of perfect payment. Also, is AMEX reporting both your balances and credit limit? Many thanks.
Amex only reports 4 of the accounts and no they have not said anything about my available credit.They only report the limit on the delta gold card.
Oops..I found a Flaw Two cards you forgot!!! Amex Green for STUDENTS!!!! and Amex Blue for STUDENTS!!!!!! lol damn, I cant wait to be a lawyer!!!!!!!!
