pull my report?? This is regarding the repo Compass Bank deal. The ca called me back today to tell me that he spoke with Compass and it is a mistake and they are closing the acct. I then tell him he needs to remove the inquiry they pulled from my TU report. The ca tells me they didn't pull my report. It's clear as day on my report. A couple minutes later he tells me my score is 794. So I asked him how he got my score if they didn't pull my report? Duh!! He continues he has no idea because his form says no credit report ordered. I told him you are listed as pulling my report, you have my score, don't you think this adds up? Answer = he will talk with the mgr. and get back to me. I told him he has til Friday, at which point I am goint to small claims court to file for my $1000. BTW - the TU score he gave me is more than 100 pts higher than the one TU gives me on their site.
LOL! TU has required the most effort from me!!! Currently I am down to 4 PRs (2 of which are about to be deleted) 5 collection accounts (1 paid). Thats it. Good Lord! I finally emailed Don Richman. Hopefully he can help. I asked him to reinsert pays as agreed, FNBM. In a month or so, they should add Daimler/Chrysler, Household Bank MC and Target Visa. That should bring my score to a reasonable level! Patience is a virtue for a reason!!!
WAIT & WATCH Wait until your insurers and creditors pull this report. Watch your insurance premiums and interest rates go up.