Just pulled this morning--806!!!!!! Man am I excited. So many sleepless nights reading reading reading...drafting drafting......lots of embarassment for all the dumb questions I asked all of you good people. I WANT TO SAY THANK YOU EVERYONE!!!!! Without all of you smart folks I would still just be waiting for the SOL to tick away. Also recieved my Wolrd Perks Plat Visa with 2,000 CL today in the mail!!!!!!! and to top it off, I close on my house December 22!!!!!! Now I need to go after the other two CRA with the safe vengence and get those scores up too. With all your help I raised the TU Score 256 points in less than 60 days, 13 bad TL's to ZERO.....I also used some unconventional tactics I brewed up myself but all legal!!! EXP and EQ up 50-80 points. MERRY CHRISTMAS EVERYONE!!!!!
Congrats!!! That's gotta feel great! I hope to hit the EQ 800 club shortly after the new year. My updated EQ FICO is 741 right now. AND, the FICO simulator tells me that if I pay down my balances, my score could range from 781-821. Well, I transferred all but $300 to my Blue for Biz card - which will leave me with a util of about 2%. BofA closes on Jan 3rd, so I'll be watching very closely!! As far as I know...BofA and Chase pull TU almost always, but I don't know about exclusively. Your best bet appears to be Chase at 81%.
The following cc that I applied for all pulled TU. BofA (approved) lately some posters have posted that they are pulling EQ US Bank (approved) Chase (approved) Bank One (approved) MBNA (approved) (they pulled a second CR (EQ) with my permission) Fleet (No- due to many inquires) Citibank (No- blacklisted) First National Bank of Omaha (No- due to many inquires) I started my binge in early Nov 2003. Best regards, Mirage
I need to get some of the inquires off. Any ideas guys? My biggest problem seems to be inquiries. Trying to add a few cards now to my arsenal. Rob
Land of Lincoln.... (Illinois) Seems everybody pulled TU on me. Amex and First Tennessee did pull EQ. Still looking for a prime cc that only pulls Exp. Best regards, Mirage
I guess there are two ways of doing it. Time or the'B' thing. As George would write UMMV with the 'B' thing. I would opt for the time method. Best regards, Mirage
NumbSkull, got your message. I applied for the Bank One Signature Visa with United Miles. No, it was not an instant approval. It took them over two weeks to mail me a request for proof of address. I called them and told the cs that I have a checking, ATM/Debit and Savings accounts with Bank One. Took another week for final approval. All in all from the day I applied to the day I got the card it took 33 days. The TL hit EXP before I got the card. Hope this helps. Best regards, Mirage
Re: Re: Re: TU 800 Club!!!!!!!!!!!!!!!! Never been to Zion but have driven in and around Waukegan. Lived in the Windy City all my life. Well the Rainy City today as it has rain all day. Ever tried the deep dish pizzia from Uno's? Best regards, Mirage
