Hello all, The jury is still out on the car salesman. They're giving us the business and I know it. "call back in half an hour. call back before you leave work." I'm going to squash it and go for another vehicle. Another dealer told me with just my credit and that down, I'd be out5 the door. Yes, the van is like eight grand cheaper. Now to the stuff I want to bemoan. I am glad to know that I am correct in trying to eliminate the lowr limit high apr cards. Question is, and perhaps I should refer to the threads for this, but how does one acquire chase and citibank c ards? I am banking on the fact that I have been with my credit union for almost twenty years. I established the checking account in high school but only got the visa last December. Yes, it is a low limit, decent 15% apr, always on time and never late. I am thinking in April, my balances will have diminished some and based on that, they will grant me a much higher limit. Other than that, how can I get the chase and the plat I so much desire? Most of the subprime crap I have I acquired in 1998 and 1999 and you'd think I'd be sitting pretty. And trying to get the two paid collections removed is harder than I ever imagined. One is in the amount of $$216 and the other $58. I got the dollar removed, finally!
