I disputed the Bk on hubbys report (it was showing dismissed $0 liab $0 asset and a wrong docket #) as "never had a dismissed BK" Yesterday I received the "send us your BK papers letter" So I'm in the middle of preparing a return letter for them when the mailman comes. And in the mail is.....the results of the investigation??!! They updated the BK to show discharged but still under someone elses docket# and still $0 liab $0 assets. Heres the thing....They also investigated 6 accounts that were in the BK (not all of them & I never requests any accounts be investigated) and 3 were deleted-woohoo! ) However I know they did not really investigate..... One of the accounts (citibank) came back verified as in BK. It was not-we settled on it before we filed. We have been fighting with citibank for months now. They manually fix it but when the monthly updates go through it goes back to showing in BK. and they "investigated" the 2 sears accounts, one was deleted and the other remains...