TU Del. all negs & some pos,.wow???

Discussion in 'Credit Talk' started by thickman66, Jul 24, 2002.

  1. thickman66

    thickman66 Well-Known Member

    I am not sure why but TU deleted all my negatives but a couple positives also. My report from them original said I have been in their system since '89...now it says 5/'02. I guess it is a good thing. I wonder if those negatives will re-appear/?? anybody know?
     
  2. lmckenzie

    lmckenzie Well-Known Member

    Be careful they have two files for you, this happen to my husband !
     
  3. thickman66

    thickman66 Well-Known Member

    I thought about that. I have a question for you though? Is your husbands TU file # the same on both reports or different?
     
  4. lmckenzie

    lmckenzie Well-Known Member

    The file numbers are different, if you go to the website you will have your "real" stuff.
     
  5. thickman66

    thickman66 Well-Known Member

    They have blocked me from ordering online for some reason. My file #'s are the same on both reports though. I got the new report in the mail yeserday from them.
     
  6. lmckenzie

    lmckenzie Well-Known Member

    That happen to me this pass weekend, I hope that they don't have you split. But I know they did with my husband.
     
  7. thickman66

    thickman66 Well-Known Member

    I called TU and they verified that only the info that is on my most recent report is what they hae, which is no negatives. I wish I knew of a Platnium card I could get real quick with TU in order to do some balance transfer.
     
  8. lmckenzie

    lmckenzie Well-Known Member

    You know what hang on I am going to have my husband call right now and see if that is the case with him, I know that Generations Bank will approve with a HIGH TU score, I'll be right back.....ohhh generationsbank.com
     
  9. Nave

    Nave Well-Known Member

    Exact same thing happened to me with TU.

    My last dispute resulted in almost wiping clean my entire report...all negatives and 3 or 4 positive accounts were just wiped off my record.

    No clue why. I tried to have the positives re-instated but TU just kept givin me the bizness..."sorry sir, you will have to have the creditors report them to us"...when I called the creditors to have them put back on, they all said "they report monthly to TU"...I can only assume the accounts were cloaked and were permanantly deleted.

    To this day my TU report does not show any of the accounts and I do NOT have 2 "separate" TU files so you can relax about that one.

    -Peace, Dave
     
  10. Svanderwil

    Svanderwil Well-Known Member

    Re: TU Del. all negs & some pos,.wo

    Hey just because you don't have any negatives doesn't mean you have a good score. Without 3 years of credit history it's hard to get any credit at all.
    scott
     
  11. thickman66

    thickman66 Well-Known Member

    Re: TU Del. all negs & some pos,.wo

    My score now is 646...it was 593 before that. I am glad that those negatives are gone though.!!
     
  12. thickman66

    thickman66 Well-Known Member

    Hey Nave...when did you 1st notice the change on your report? What month/year?
     
  13. Nave

    Nave Well-Known Member

    Thickman,
    Can't tell you for certain what the date was because I am at work, and do not have my history of results and reports in front of me. However, I searched and found this post:

    http://consumers.creditnet.com/stra...=76731&highlight=TU+delete+positive#post76731

    So it was somewhere near 8/01.

    -Peace, Dave
     

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