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Discussion in 'Credit Talk' started by sm691, Jul 9, 2001.
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Yes, I've found disputing inquiries w/ them similar to negotiating w/ a brick wall.
1. Whatever you do, first file an online FTC complaint. The more we file against TU, the more likely the FTC will do something about it: https://rn.ftc.gov/dod/wsolcq$.startup - when asked for "Subject of Your Complaint", choose "credit reports" from the pull-down menu.
2. File a SC suit (high chance of success).
3. Contact TU's fraud unit - they seem to be more willing to delete inquiries, although it will cost you a 90-day fraud alert in your file.
3. Ask Jim - he was recently successful w/ at least one inquiry, but hasn't made a "press release" yet
4. Take it w/ the creditor - although that's exactly what the bureaus would want you to do.