I recently had a TL with Household Bank "verified" by TU and here's how it looks: HHLD BANK # xxxxxxxxxxxxxxxx REVOLVING ACCOUNT >CHAPTER 7 BANKRUPTCY< VERIF'D 07/2002 BALANCE: $0 INDIVIDUAL ACCOUNT OPENED 07/1992 MOST OWED: $8888 CREDIT LIMIT: $8000 SOLD WEINSTEIN STATUS AS OF 07/2002: UNRATED How the heck do I determine a DOLA from this? In general, does TU "hide" the DOLA or can it be inferred from the "status as of" date (which is grossly wrong, the BK was several years ago). Note: all data changed for confidentiality
No where in that info is there a date of last activity. You may have to call TU and ask what they show for it. If it is on your other reports, they will have it. The status date is the date TU claims to have verified it.
