I am new to this... so I don't know a lot. But I do know that both TU and EQ and reporting that I have a Household Bank Credit Card account that I have never had with a charged off amount of $650.00. I have never, ever even applied for an account with Household. I called Household Bank and they do not have anything under my social security number or my name. So... I am thinking of asking TU and EQ to verify. If they do (which they cannot, but we all know that they both verify virtually everything) they would be putty in my hands, right? My question is, if they do verify, what do I do next? I don't want to blow this by not knowing exactly what steps to take. Thanks.
Get a letter from Household verifying that you never had an account with them. Get them to send UDF to TU and EQ to delete account from credit reports cariba
