Last month I bought the FICO score from TU. Today I just got their Fake Score. There have been no material changes on the report, except everything's one month older. The Fake Score is 77 points higher than the FICO score. That's a huge difference. From what I've read here on creditnet, the Experian fake score correlates a little more closely with reality. Unfortunately, you can't get the TU FICO free if you've been denied credit, it still costs $12.95. The TU Fake Score is free if you've been denied credit.
That sounds like a good price to me. In fact, I would give them double the federal minimum $9.00 if they could just get the credit rreports right (complete and accurate).
