Now after the lawsuit settlement agreement I was approved by Bank of America via pulling TU for an $8800 line and Generations Bank for $6000. I was denied by Chase and MBNA because TU has NO file on record for me. I just tried to pull eloan and get the same message. I dont know what the hell they've done with my credit file..but they better be finding it very quickly or they are about to get slapped with a BIG lawsuit. This is aggravating. How can they just lose your credit file when a week ago I had a 752 score and got approved for B of A and Generations immediately. Something is fishy...
Yes, I've called the person I was dealing with for the lawsuit. They are checking it out. They better get it back online because I was denied by MBNA and Chase for NO credit file!! I would hate to file another lawsuit!!
Christi...I just found a case about this very thing! A lady sued Equifax and part of her case was based on the fact that once the Complaint had been filed, they took her credit report offline in oder to "protect the consumer" from republishing inaccuracies. This lady was denied credit because her report was showing as "not available online". The court said that this had bearing on the Plaintiff's credit worthiness and was in itself a communication and defined as a "consumer report". You might have another case against TU...lmbo. L
From Lexis! I can't believe I didn't look there before! Didn't even think about it until someone (I think it was LK) mentioned it in another thread. Duh!!! I deserve whatever they decide to report about me for being so slow...lol. I simply can't believe just how much is there!!! I've mostly been running searching on FCRA, but suing a CRA will be a last resort for me, so I'm switching over to running searches on the FDCPA. Laura
Lexis was my suggestion, so free searches for me!!! j/k But that is an awesome tool, I use to use it all the time in school for debate competitions, had to get lawyer friends to give me access, law professors, etc. Its invaluable. Christi - Give them hell!!!
I told them they have until 5:00 to fix it because showing NO CREDIT FILE and being denied credit AGAIN is another issue. This is pure BS!! I can fax the reconsideration dept a credit report, but hell that's why they pay TU (not me).
Hey did you get those cards via internet and what did you put in for salary and did they ask for proof? thanks a bunch..........any other new cards lately? Mark
