I decided to test my new found TU luck today and apply for a B of A card, since I know that they pull TU scores. It was denied and when I gave a call to B of A to learn more they indicated that it was basically declined due to the 4 derogs that were STILL showing on the report. Of course, Iâ??m livid since TU told me that 3 of these accounts had been removed, and the 4th was still in verification. I called TU and the explanation that they provided was that sometime between July 9, when I pulled my report and disputed, and July 14, when they mailed the letter saying that these accounts were not showing, that the CAâ??s stopped reporting the debts. Since there is a 4th account that is still in dispute they told me that anyone that pulled my report would receive the July 9th report, rather than an updated report showing the deletions. This, of course, still shows 4 derogs. They said that the entire report would not be updated until the 4th dispute was completed. Has anyone heard of this, or is it just a bunch of TU hooey?!?!?!
Thanks, I was about to become livid!!! Once it is completed I'll go back to BofA to let them know that there is an update, and I think that they'll be a little nicer this time ;-)
