I just received notice of the disputes I am making w/ TU. I also received another letter, looks like the form letter that u guys described discussing the problems about using a credit repair company for assistance.. and also got aform to fill out. The funny thing is, the letter I sent them was generic, disputing items on my report! Did you guys ever come to a conclusion about who they send these out to? As for me, I have never used junum/lex or any others.. did you guys find out you were put in the credit fraud dept or alert system?