I just got my TU report in the mail today! Guess what half of my accounts were gone (positive) and TU did not verify or updated any of the accounts that I requested to be verified and dig this one! The rep tells me that I had a couple items verified last year and that we did not reverify because it was already done last year. Then I told all the items have the same updates from my previous reports. They had thirty 30 to have my file verified and updated and they give me this piece of crap that was incomplete and definitely inaccurate. Now I am contemplating demanding all items removed because they did not complete the investigation as required by law. They started on June 4 and now it is July 13. I almost went ballistics on the girl!!!!! But she was very nice and was removing two other items off my file but she just kept going around in circles trying to justify why my file still looks the same. She even admitted to me that they did not contact the creditor, they just took it upon themselves to verify the item. I had to really calm down after talking to her, but I was wondering what should be my next step? Because my next call will be with the legal department!