Finally got TU to delete an old 60-day late mortgage, and my score shot up dramatically, from 597 to 674?! Anyways, it now lists among my derogatory factors: Not enough mortgage debt experience. I've got 3 mortgages on my credit report, all showing never late... What's up with this?
Re: Re: TU: Not enough mortgage debt?! Would have to pull your credit reports 30 times. Once for each home at all 3 CRAs.LOL