Okay, as you may or may not recall, I sent CHOD disputes for hubby. TU forwarded to our local affiliate. *Everything* except the Ch. 7 was deleted...so that's good news. Bad news is Ch. 7 remains...lol. Now I am trying to decide whether to send a procedural request to the local affiliate or to TU...or just start another dispute with TU as usually they do investigate disputes from there. With all those disputes I did for me, only one was ever forwarded to the local affiliate. Suggestions and input greatly appreciated. Thanks! L