Trans Union refused me my credit report because I have an "open investigation." --- I originally got one of those famous "credit repair agency" letters because I sent in a dispute and they accused me of being a credit repair agency. 40 Days later, I sent them an ITS letter demanding deletion or charges. They opted to then start the investigation - which was not part of my demand. So... today I tried to get a credit report (to use against them in court) but they refused to send my report until their investigation is complete. Can they legally do this, and have they violated me??