Is this the same report that I would get in the mail from TU if I ordered one through the mail? Another question I have is that I keep reading on a lot of internet sites about what to do when you get your creidt report. Sit down, calmly look through it. IT's confusing and everything is coded, etc. However, all three of the reports I've gotten have no codes at all on them. Is the report that one gets in the mail different than the online version? Thanks all. Because of this board, I actually got to sleep last night without these credit issues pounding in my head. You have no idea how thankful I am.