I just ordered my TU report and score online, and it is saying my score is +553. That's funny. I JUST bought a brand new 40K SUV from Chevrolet and got 0% financing. I got preapproved for Chrysler also. The score on the report for the dealer's finance dept. was in the 700's. What's going on? There were no changes in a day.
"Preapproved" Did you apply or did they mail it to you? Do you see an inquiry on your report from Chevrolet/Chrysler? Chances are they pulled an EQF or EXP report on you, no TU.... But as George mentions TU Consumer Score is not the same as the TU FICO score which is what the lendors see.