The fourth reason listed on my TU report is not enough retail activity/too few retail cards. Ayone know a retail card that definitely reports to TU? It's tough to find one on Millcbs. It would also have to be an easy one to get, as my TU FICO is 661 -- the Fako is 695. Thanks!
Kohl's pulled TU for me as did FCNB Spiegel. Don't know what my scores were when I applied. I applied for Kohl's in store and Spiegel over the phone.
Best Buy pulled Equifax for me. Lowe's pulled TU and my Home Depot card (issued by Monogram -- the same as Lowe's) was pre-approved based on a soft inquiry on TU.
