OK, Just got my TU results back and got 3 deletions. All were collection accounts. BUT, get this, my score went from 492 to 500. Only 8 points. I thought collection accounts were worth more than that? Oh well, guess not! Now there are 8 negs and 8 positives. Only 8 more to go!
Just a thought... how old were the ones that dropped? FICO claims the last two years are the most important..... If it was old, maybe the remaining 8 are more recent and counting heavier in their percentages
Probably the # of negatives is what is keeping your score from "jumping" after removing those items. After you get rid of some of the remaining 8 you will start to see increases bigger than 8 points. -Peace, Dave PS How was your day at the new store?
The day went well. But it is a mirror image of my store. Completely backwards. Tripped me up a few times. Otherwise very good day.
I got a charge off deleted and it was only worth 12 points I think. Then, I got lates deleted off six newer student loans and it skyrocketed.
*Sears was settled in 6/1998 (fall of in 2004) *Discover was sold in 9/1999 (bought by CA who was also reporting the debt) [fall off in 2004] *Student Loan (truly not mine) Closed in 5/1997. (fall off in 2004)
