Help!! I have read and searched and I can't find the answer to my question.... We checked DH's 3-in-one report and scores on 3/13 He had a Experian 605, Equifax 651, and TU 660. We are trying to get a mortgage and the lender got a 635 mid score where that came from I have no idea... but anyway... Anyway DH is in the middle of disputing some erroneous entries on TU, (Tax liens that belong to his dad with the same name, an address, and an employer). So we pulled his TU today to see if there has been an update ) knowing there probably wasn't, but we are anxious, and his score has dropped 71 points!!! Now the only thing different on the report is there are 4 new inq from mortgage lenders all done on the 15 and 16 of March. Frist I was told that INQ done w/in 14 days of each other don't count Second couls it be the INQ making him lose 71 points? Or is it the disputes? Please help! One of Our lenders (we have been preapproved by 3 lenders) said that the CR he has on file for us is good until 5/15 so find a house and close by then and he won't have to pull the report again, and don't let anyone else pull our report for any reason..... but regardless I am concerned about this, and I need to know WHY WHY WHY.... also could the discrepancy be due to getting the report from different sources? 3/13 got the score from Truecredit.com today got it from freecreditprofile.com Is there anywhere I can check the score(s) for free? free trials are OK by me....
The average of the above 3 scores is 638 I'm not sure of the answer here, but it is possible that the disputes are not being counted in the scores, since they are in dispute
