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TU score spread contest anyone????

Discussion in 'Credit Talk' started by wolverine, Jul 25, 2002.

  1. Jul 25, 2002 #1
    wolverine

    wolverine Well-Known Member

    Just got my TU FICO score, 724 vs. my tu bs score of 604. 120 point spread. Can anyone top that???
     
  3. Jul 25, 2002 #2
    donna8284

    donna8284 Well-Known Member

    Sorry, can't top that spread but here are my results:

    TU FICO - 635
    TU SCORE - 603
    ELOAN - 652
     
  4. Jul 25, 2002 #3
    Baday

    Baday Well-Known Member

    I can't beat that score spread either...

    Here is mine:

    TU Fake - 750
    TU FICO - 675

    Spread - 75

    That sucks! I need to get it up to 700. My Eq FICO score is 698, so there is a 23 point diff between my Eq and TU FICO scores.
     
  5. Jul 25, 2002 #4
    tmitchell

    tmitchell Well-Known Member

    Mine:

    TU Fake-O: 676
    TU FICO: 630

    46 point spread
     
  6. Jul 25, 2002 #5
    Mark LA

    Mark LA Well-Known Member

    Re: TU score spread contest anyone?

    wolvie
    i'm gonna check rite now
    i suspect i'm going to be pretty close to yours...
     
  7. Jul 25, 2002 #6
    cinderella

    cinderella Well-Known Member

    Wohoooooooooooooooooo!

    703 Fico, I qualify for the mortgage program I am applying for next week, by three points. Middle score has to be above 700 and I just made it.... EQ is 796, TU 703 and EX CE is 630 (been having some problems with EXP).

    TU fake is 664 and Eloan is 688.
     
  8. Jul 25, 2002 #7
    kittiekat3

    kittiekat3 Well-Known Member

    Fake TU Score: 759
    TU FICO: 690

    69 spread... I'm still happy :)
     
  9. Jul 25, 2002 #8
    mattg554

    mattg554 Well-Known Member

    Re: TU score spread contest anyone?

    I think I may be the guy with the smallest difference in scores. My TU FICO is 703, my bogus TU score is 702.

    I can't believe my FICO is actually this high! It was 606 a month and a half ago when I had a car dealership pull it, and probably in the low 500s 3 or 4 months ago. I got denied for a Kohl's card and a Chase card in the last 2 weeks, then 3 new tradelines hit my report that must have given it a huge jump. Maybe I will get that BofA card I applied for after all...
     
  10. Jul 25, 2002 #9
    Mark LA

    Mark LA Well-Known Member

    Re: TU score spread contest anyone?

    ok - u win
    TU: 666
    Fico: 707
     
  11. Jul 25, 2002 #10
    SCMomof5

    SCMomof5 Well-Known Member

    Re: TU score spread contest anyone?

    TU bogus = 566
    TU FICO = 620

    go figure! looks like I don't win! 54 points.
     
  12. Jul 25, 2002 #11
    thomas

    thomas Well-Known Member

    Re: TU score spread contest anyone?

    Here's a dumb question. Where are you getting two different TU scores? I know I can get one with my credit report which they say is not the true FICO. Where does the other one come from and is it more valid?

    I rarely pull TU because no one here uses it.
     
  13. Jul 25, 2002 #12
    msb212

    msb212 Well-Known Member

    Re: TU score spread contest anyone?

    Yikes. Inspired by everyone's gains from fake to Fico, I pulled it. Fake score: 637; Fico 559

    That's a 78 point spread!!!! Just when I thought I actually had a shot at pulling off my REFI! I'm screwed.

    Though there are 2 negs that are coming off -- a 30 day late on a mortgage, and 2 30 dayt lates on an auto loan (very recent - 2 months ago). Anyone have a sense as to what I can expect in score gain when they're off?

    I've also got a paid tax lien coming off in March, 2003 (7 years from paid date). But this will be far too late to help me...
     

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