/ Register

TU Score

Discussion in 'Credit Talk' started by Brytani, Jul 6, 2003.

  1. Jul 6, 2003 #1
    Brytani

    Brytani Active Member

    TU remains my most difficult repair in this journey. Tonight I pulled, through e-loan, a free credit score from TU the result.....

    561

    I'm so proud of myself I could just s*it.....NOT.

    Anyway, here is the quandry, I need to up my scores quickly as we are applying for a mortgage in the very near future so I need some ideas that have worked with TU before.

    The last dispute letter I sent TU met with a "you're using a credit repair company" stall letter, so I copied a letter used on here for that problem and sent it to them.

    Any other ideas?
     
  3. Jul 6, 2003 #2
    GEORGE

    GEORGE Well-Known Member

    I ASSUME YOU KNOW THAT IS NOT F.I.C.O.

    I liked the NEWEST letter posted about CRO (I think last week)...something like~~"YOU THINK I'M SO STUPID THAT I CAN'T WRITE MY OWN LETTER" or some such words....
     
  4. Jul 6, 2003 #3
    Brytani

    Brytani Active Member

    Yes, I know it's not a FICO score but it does give me a rough ballpark figure of where I stand.

    The letter you referenced was the exact one I copied and used. I could not remember the name of the poster who wrote it so I could not give proper credit where credit is due (no pun intended).

    TU amazes me, this most recent attempt to stall by them is their 3rd in line.

    The first dispute came back everything verified, even though I included letters from two creditors stating they have no account in the name and/or account number TU was showing.

    The second dispute came back again as verified, now this stall letter. EQ and EX have been much easier to deal with, though dealing with CRA's is never a pleasant experience.
     
  5. Jul 6, 2003 #4
    GEORGE

    GEORGE Well-Known Member

    Re: Re: TU Score

    The first dispute came back everything verified, even though I included letters from two creditors stating they have no account in the name and/or account number TU was
    showing.

    "I will take $500 now for your WILLFUL NONCOMPLIANCE in the request to fix my report as stated by the companies (SEE ATTACHED)...I have no accounts with them...remove them or I will have to file in SMALL CLAIMS COURT for $1,000 instead of the $500"

    "$500 DUE IN 10 BUSINESS DAYS...YOU HAVE 30 DAYS TO REMOVE THE ACCOUNTS AS INSTRUCTED BY THE ATTACHED LETTERS (although you could delete them in 10 seconds)...I KNOW CRA TIME IS EXCESSIVE (NOT REAL WORLD TIME)"

    GOOD LUCK
     

Share This Page