So are you saying the TU score that comes with your report is not a true score. The Eloan is more accurate?
I think the TU score is much closer to the real score. I too applied for generations, and my TU score was over 650 (gen's requirement), but I got denied, they said it waslower than 650, eloan showed it about 5 points off of generations score. Also our TU score is 150-934, while most creditors are 150-850.
