What the hell do I do about TU. My EFX score has gone to 695 after a lot of heartache and work. However TU is staying at 620. 1 month ago, I paid off $17000 in debt which left only $900 on my accounts. The pay offs have shown up on TU. This left my debt ratio to available credit at 1%. TU score stayed the same at 620. What is the problem? What can I do. I know these scoring systems are bunk. However, they should be relative to one another or in the fact that you clear things up and your score should change. What can I do and does it do any good to complain about their bogus scoring system? Thanks in advance.
Which TU score? The FAKO or FICO? Equifax is a true FICO, you have to pay TU extra to get their real FICO.
