TU Scores I know they don't mean much, but before my disputes I had a 631, now it went up to 669. This means squat right?
Re: TU Scores Close to it... TU consumer score is not used by a single creditor.... It's not their FICO!
Re: TU Scores That's cause that wonderful new law didn't say which score they had to supply to consumers.
Re: TU Scores I am sure over 75% of the people don't know the difference and think this is the score lenders see. I know I would have before I started my credit education. I guess the TU score is no more misleading than that Blousant commerical that claims it can make your breasts larger. (I still can't get my wife to order it to make sure it doesn't work!) HAHA!
Re: TU Scores So very true Breeze And also lets remember TU gives you the score for FREE, now that's a sure sign it's bogus. Also some of their reasoning codes are not listed with the major bureaus scoring factors hmmmmmmmm. They are just trying to fool and keep the consumers happy but we know better don't we LOL
Re: TU Scores Which score is the most accurate? I usually get a free score from eloan every 6 weeks and it is usually about 30 points more than my Equifax score! cariba
Re: TU Scores bkev, Thanks. My myfico score is 697--anybody got extra FICO points to sell?!!!! If it were only that easy! cariba
Re: TU Scores Just to throw it out there..... Does anyone REALLY know if MyFico is selling the REAL score, or if it is a fake one like CreditExpert?
Re: TU Scores oooowwww. My head hurts.... Is My Fico Equifax and Credit Expert Experian? I can never remember who's who.
Re: TU Scores In my opinion, the Equifax MyFico (i.e. Scorepower) score is inaccurate and not the score a lender would see. This is based on my twice comparing reports generated within minutes of each other, one from the lender, the other from MyFico - and noting a huge discrepancy between the two. I haven't purchased a MyFico score since...
Re: TU Scores MYFICO score and the lender's score was one and the same. Hubby's lender score was 7 points higher than his MYFICO score. Personally, I think their random numbers, kinda of like the lottery. You know its rigged, but you play anyway. Dani
