My five duplicate Citi accounts were deleted! Yea!! I now have a collection account - where the account was mine BUT I don't believe I owe them any money. For one of those pay-as-you-go telephone services - I think they're just trying to screw me over. Anyway, I couldn't owe anything, because you pay UP FRONT. Or else they cut your service off, so there's NO WAY I owe. What should I do? I will be dealing w/ a collection agency on this (its only $200 so no big except I don't owe them anything!)