Credit-netters -- this is a cut and paste from the TU website, and not a very good one since I can't get the formatting here as it was there, the text is the same though. I received my free report from T U this afternoon, after identity confirmation, the following screen shows up. Showing now you can purchase the score that lenders see (12.95) OR you can view a report that only you see (0.00). Me or the lenders, me or the lenders, hmmmmm, LOL. I thought, and yep I get myself in trouble for thinking too much sometimes, we were entitled to FULL disclosure. I didn't order the lender's report, though I'm going to, I'm curious of the differences. Do you think EQ and EX have the same set-up or similar, 2 different reports, w/o the option of purchasing the one the lenders see? Sassy Here's the cut and paste. Your identity has been confirmed. You now also have the opportunity to purchase your TransUnion Personal Credit Report & Score or, through TransUnion Consumer Solutions, purchase your TransUnion credit report and FICO® Score. Please choose the offer below that best fits your needs then click "Next" to proceed with credit card payment. See the score businesses rely on to make informed credit decisions. See the score most lenders use. 12.95 OR Get the version of your credit report that only you can see. 0.00 * This version of your credit report, known as the "business version" may contain less information than your TransUnion Personal Credit Report. It is not intended to be a full disclosure for purposes of law. Under state or federal law, you may be entitled to obtain your TransUnion Personal Credit Report & Score at a lower (or no) charge.