I just found out my TUC score dropped from 684 to 671 without any reason. I didn't have any negative and any late payment in my report. It must be something changed ever since last week. I knew TUC score is not a real FICO score. Ron.
Ron I wouldn't worry too much about it. I have had changes and my TU score did nothing, I then had nothing change and my score dropped. As for their score, mine is alot lower than my other 2, and I got the eddie bauer card, will let you know the limit, but that right there tells me the TU score we see isn't what the lenders see.
bailey, Thanks for your reply. I checked on my TUC scores today and I noticed my score has dropped. No one pulled any credit from TransUnion ever since December of last year. By the way, FCNB didn't give me a high credit limit for Eddie Bauer MC and they only approved me $2500. After six months, I requested credit limit increase, they pulled hard inaquiry from my Equifax. They increased my limit to $3250 and it is still lower than my other's card limit. Let me know. Thanks. Ron.
bailey, I still hold back my Juniper Bank pre-approval offers and I don't know how long I can reapply without automaic denied from last application. I think I will wait until the end of the month to be safe. Ron.
