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Discussion in 'Credit Talk' started by maryocon, Aug 27, 2003.
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THEY NEVER HAVE BEEN FOR SOME COMPANIES, CITIBANK FOR ANOTHER EXAMPLE
Try your local bank. Or, get a CC to establish a more recent credit history. But, that is odd.
You might search on "black list", or "black listed". You would be surprised at some OC's that hold grudges forever.
When I recently purchased my new car, I thought about using People First, but changed my mind when they couldn't tell me their scoring rules. Their website promised the "lowest rates" for the people with the "best credit" but since they wouldn't define "best credit" I moved on.
My credit union pre-approved me at 4.75 and then the dealer beat that at 4.39.
Your post makes me REALLY happy I didn't go with PF. That's ridiculous!
I think I may be on their blacklist for a paid but negative account I had in 1995 and is no longer on my credit report. It will be real interesting to get their letter to see what their excuse is.