I dunno whats gotten into me. I'm DYING to apply for something. i know i have given everyone my word BUT I got that weird craving taste in my mouth - kind of like when you havent had a cigarette all day (you smokers understand what i'm sayin) ... itchin twitchin to get some kind of "congratulations! you've been approved" message. GULP!!!! SOMEONE HELP ME QUICK!!!! Mark LA (quickened breathing, sweaty palms - and i'm not even having sex)
Mark, Don't do it. If you don't need it. Don't do it. Remember, that inquiry will be there until, you find a way to rid yourself of it. Wait till Xmas and make that new card a gift to you. As long as it follow's GEORGE's guidelines of 0% balance transfer for a year. Big up to George, I'm learning so I can do it right when it is my turn.
Thanks kb! I'm currently under 20% utilization - don't really need it aside from debt ratio. plus i have 3 recently opened accounts which is bring down the avg age of my credit history - with my oldest card being a little under 5 yrs old. (avg age says fico - with currently over 700 score - is 20 months - yikes!) I"M TRYIN' - HONEST! P.S. Is it okay to til Hanukkah instead of Xmas? (Hanukkah begins November 29
NO and just for that you, You cannot apply for anything until exactly December 23, 2002. You are on apply for anything pushinment for greed. Trying to apply for something on Nov. 29, I was already disappointed for you trying to apply for something today. Now you must wait 2 more months. (LOL) Just remember where you used to be, so you never go back.
Go to your FICO and continue to clean it up and do not come out until it is CLEAN. DO YOU HEAR ME? GO and clean that FICO up MARKUS. (lol)
Mark I am right there with ya! Now that my scores are decent I am dying to apply for soemthing too!! But I'll be starting to look for a mortgage in about 6 months so I guess I shouldn't, BUT I REALLY REALLY WANT TOO!! I feel your pain!!
Kittiekat, I am very proud of your success, but you can always do better. I do not see an 800 on your FICO, go back and keep cleaning. Mark why can't you be more like your CN sister Kittie, you see how responsible she is thinking about the future and her mortgage. I should punish you until January, put I won't. You want is funny? I am not even in the 600 club, but hey the higher you guys and gals go the more I know I can do it
I am not that acronym savy. A little help here please and while you at it, can you help me combat a judgement and 2 charge-offs.
Rolled On the Floor Laughing My Ass Off re combat: sorry kb - havent had judgements or chargeoffs - so it's not my area of expertise
Glad we can all laugh together sometimes. I will be laughing one day along with you while we are still young and have solid positive 800 FICO credit history and scores. I have to be honest here (Get your hankerchiefs, ready) I know I say this alot but I have to really thank this board for everything. Had I not found you, I have idea how I would have gotten the things that I have gotten done so far done. Thanks board for every deletion and every R1 account I have. I love y'all. and as it customary in a kbanger post: BIG UPS TO THE BOARD
