in BK from '98, after reading my equifax report, i see that levitz and citibank overdraft protection accts. state that they are over 120 days late or:Levitz/GECAP INDIVIDUAL ACCOUNT 11/1996 03/1998 Unknown 03/2001 Prior Paying History 30 days past due 00 times; 60 days past due 00 times; 90 + days past due 01 times; Citibank JOINT ACCOUNT 11/1995 04/1998 Revolving 120+ DAYS PAST DUE $0 10 $502 $40 06/1998 Prior Paying History 30 days past due 01 times; 60 days past due 01 times; 90 + days past due 00 times; COLLECTION ACCOUNT AMOUNT IN H/C COLUMN IS CREDIT LIMIT if i dispute this with eq, will they erase all the past dues and coll. acct. and list it as included in BK? thanks --------------------------------------------------------------------------------