There is another leg besides the Fair Credit Reporting Act and the Fair Debt Collections Act. Seems to me that many of the complaints I read about on here may also involve companies who are in violation of this act.
lbbrown There are several other laws that they have to obey, but as the following post will quickly point out, they got far more problems than they can say grace over with FDCPA, so until they learn how to deal with that one we don't need any other laws. Not for awhile at least. Just look at how they handle FDCPA problems http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&pgnum=1&postid=110469#post110469