How can items on a credit report be listed as two separate things? Example, I settled on a Capital One account in 2002. On my Experian report, it is showing as "Paid in settlement/past due 120 days"
Experian really contradicts themselves. I have an account with the status "included in bankruptcy, never late, $0 balance" with an account history of currently 180 days late. Sounds like they are currently reporting you late.
