I had two neg TL deleted off my TU CR. My score plummeted!! I'm wondering if it is because they were two revolving accounts. On the CR they sent me it states several things that effect your score and one of them is having no revolving accounts on your CR. I think there is one left, but it might be in collections. I'm not sure if that makes a difference. These are just my ideas. Does anyone know what happened? Any insight would be helpful. One more thing. When I get some of the other negs off, would it be wise to get a CC and start rebuilding my credit? I just hate that they charge tons of fees equalling approximately $200.00 just to give me the card. Thanks, AnGar
I have a cable bill that has been paid. I'm going to call and see if they will delete it from my report. Old phone bill. Not paid a couple of medical bills. Hoping to make a deal with them. and a fitness gym bill. Not paid off yet. Car loan- this is my ONLY good mark for the last year. I forgot to put this in my other post, but what I don't understand is, my score was 568. with a range of 350-850 (I'm guessing this is the score range and the higher the score the better it is) When I got the adjusted report, it says that my score is +495 Minimum Possible score+150 Maximum Possible score+934. Why did my min/Max possible scores also change?