I did a search on past posts and saw that Dale_LV got a charge card from Ultimate Electronics but he was pre approved. I am in Dallas, TX and they have some really good deals on TV's, was wondering if anyone else had an idea on what score was needed to get this card. My Credit profile is as follows: 2 Charge Offs: $263 Palisades -- In Dispute. $2172- Beneficial - DLA 10/95 and is about to drop off. 20 satisfied accounts including (Citi, AMex and Providian, Mortgage, 2 Cars) Credit Expert Score 638 Any info on what they are looking for score wise and credit profile wise would help. Thanks, Dan Dallas, TX
Update, I went and applied for the card and was denied. I am not sure which cra they looked at. Will update this thread once I have that info. I guess if I really wanted that TV, I could charge it on the providian and then BT it to AMEX. for 6.9 for the life of the balance. dan Dallas, TX
