Well, my local bank raised the monthly checking account fees to ten bucks. If I want epay another 4.95 so I finally made the switch to UmbrellaBank. So far, they are the best online bank I have used {had Netbank and SFNB}. I finally get reward for being an old fart, 50 yo. I get their Golden Umbrella. I would recommend this bank to all. I have received their cc with a starting line of 5000 at 9.9. I was reading their agreement which has a very odd clause stating they may raise your interest rate if the HOLDER DOES NOT MAINTAIN GOOD STANDING ON HOLDER'S OTHER CREDIT ACCOUNTS AND EXCELLENT PERFORMANCE WITH THE CREDIT BUREAUS. I have not read that clause in any of my other accounts. What if the CRA makes a mistake? Any other account terms have this clause? H
Even if it is NOT stated..."OTHER" credit cards can AND WILL "JACK" your rates if you have bad performace with their card or any other... FIRST USA "JACKED" ME FOR NO REASON!!! If you pay in full every month, but the credit report shoes "YOU DON'T" because you bought more STUFF...FIRST USA THINKS YOU ARE IN TROUBLE~~~SO THEY "JACK" YOU!!!
