The lady (EXECUTIVE CORRESPONDENT) wrote back and said that they pulled a "HARD" on EXPERIAN to "SEE" if they could lower the rate...SURE!!! I'M GONNA' DISPUTE IT WITH EXPERIAN ON MONDAY!!! I owe $800.00 today...on MONDAY I will owe $3.00 (SEE WHAT THEY DO)...and the CERTIFIED R/R CLOSE LETTER WILL GO OUT MONDAY TOO!!! CHASE IS GONE!!!!!!!! (almost)
Hard inquiries are that bad? How many points is an hard inquiry? Newer hard inquiries cost more points?
George that blows ,but call experian monday and ask to have it deleated. if they put you through to fraud dept be careful they might throw a fraud alert on your report
"HARD" = 7 YMMV IT IS JUST THE STRAW THAT BROKE THE CAMELS BACK!!!! DENIED UNIVERSAL ENTERTAINMENT M/C BECAUSE OF A "BOGUS" 30 DAY LATE JACKED RATE TO 16.24% ON CURRENT CARD (BECAUSE OF THE "BOGUS" 30 DAY LATE) A SECOND "HARD" TO "SEE" IF THEY COULD LOWER THE 16.24% 2 YEARS NO LIMIT INCREASE I'M NOT THE ONLY ONE WITH CHASE PROBLEMS!!!!!
CHASE BANK Address: 100 DUFFY AVE # 4H2 HICKSVILLE NY 11801 Date of Request: 06/02/2003, 05/03/2003, 04/04/2003, 03/05/2003, 01/28/2003, 01/22/2003, 11/22/2002, 10/16/2002, 08/28/2002, 08/12/2002, 06/13/2002, 05/20/2002, 04/18/2002, 03/21/2002, 02/15/2002, 01/18/2002, 12/18/2001, 11/16/2001, 10/17/2001, 09/20/2001 ***USING CREDIT IS NOT A CRIME*** IF THEY NEED A "HARD" TO "SEE" ABOUT THE ACCOUNT...WHY DO ALL THE AR'S???
Re: Re: UNAUTHORIZED "HARD" CHASE GEORGE, I feel for you!! I've been battling with Chase for over a year now. I had AR inquiries on my credit report for well over 2 years, after the account was purged from their system. Their excuse was, they were solicitation inquiries...none of which ever resulted from a firm offer of credit I might add. Their other excuses were, checking on my other accounts to see if I should have my rate jacked or limit lowered and for location purposes. These were all after the account was closed and purged. Hummm.... GOOD LUCK!!
Re: Re: Re: UNAUTHORIZED "HARD" CHASE CAPITAL ONE IS MORE PRIME THAN CHASE!!!! CHASE is now trying to become SUB-PRIME!!!! PROVIDIAN learned the hard way...DON'T CATER TO SUB-PRIME MARKET AT THE EXPENCE OF THE PRIME MARKET!!!
Re: Re: Re: UNAUTHORIZED "HARD" CHASE George, we must be flagged by Chase and big time too. I have at least one AR from Chase a month, some months there are two and in May they have beaten all odds with three. They have jacked our APR into oblivion, most recently it's been %22.99. Their reason? Dump in scores. My scores are more than fine and DH's have been improving steadily with absolutely no new baddies and an account with lates gone off the reports early this year. They will not lower the APR unless we both have 'perfect credit' for at least 12 months. I am bracing for impact, as I just sent them a check for the full balance and will send them a CLOSE IT letter CMRR as soon as the payment hits. If they pull a hard on our reports, it's war. PawMix
Re: Re: Re: UNAUTHORIZED "HARD" CHASE i fiqured i was the only one....They pull AR at least 2 a month more like 3 per month....and now they raise my rate to prime plus 7,99% = 12.24% was 7,99% fixed...no changes in reports except lower balances on all accounts....balance w/chase is $0 and has been undr $50 the past 2 months...they are SUB PRIME in my wallet...Thank You....Sock Drawed and then will close..... Tony V. San Diego, Ca
Re: Re: Re: UNAUTHORIZED "HARD" CHASE George or anyone, know what is the best way to Contact Chase to Lower APR. i have the special number posted by "platinum". Is this the best way to try to get apr lowered, after it been JACKED?? planetfeedback? thank you... Tony V. San Diego, Ca
Re: Re: UNAUTHORIZED "HARD" CHASE Aren't AR's available so current creditors can see an entire report without pulling a hard to affect the consumer's score? Or should I be saying "Silly me?"
Re: Re: Re: Re: UNAUTHORIZED "HARD" CHASE I "JACKED" THEM BACK...I AM CLOSING BOTH OUR ACCOUNTS...WE ARE DONE WITH THEM.
Re: Re: Re: Re: UNAUTHORIZED "HARD" CHASE Look for a "DIRECT TO R" for help with a phone number... I did a PFB...100% IGNORED!!!
