I opened up a checking account with BB&T last month. The lady that opened the account for me said they pull a ChexSystems report. I told her that would be fine. All went well and I opened the account. Now, a few weeks later I notice on my EQ report that they pulled not one but two hard inquiries on my report. What do I do from this point? I am not that happy with the bank and I am certainly willing to get a payday out of this if possible. When I went into the bank to ask them about it, she said that they don't pull equifax for a checking accout. I showed her a printout of my report and they are investigating now.
They may have pulled the EQ reports to assess your credit for future CC offers. Sometimes in the small print you are authorizing this by signing the application. Double check the paperwork you signed and see if you actually *authorized* this. But, thinking this through bit further, two INQ's is excessive, even if they were to offer you credit. I think you certainly have a right to have one removed(if not two). Good Luck!
Thanks Javan, I posted this again under another post and Sassy gave me some great advice. I will keep you posted.
