I just checked my 3 credit reports and I have a hard pull with a car dealership... I haven't shopped for a car in years!!!! nor have I applied for a car loan with anyone.... I'm pissed because I have no idea what this is all about.... what should I do? I don't want this on my report...I never been to a Nissan of Union City in my life! Can I dispute with CA? Could this be ID theft?
Look in the FAQ's under permissable purpose. Click on the links. I think its "Maries permissable purpose post"
Almost missed your edit. I think this will take you directly to the right part of the thread: http://a1248.svwh.net/BoardFAQ.htm#inquiry If not, click on "What's the difference between a hard and soft inquiry" where the FAQ's are underlined in blue.