I got a single credit report from q-space in december and it showed my 4 bad accounts and my 8 good ones. Well i just ordered it for a second time yesterday and ALL the bad stuff was GONE!!!! It even rated me at 681. The bad stuff was 3 unpaid parking tickets from 1995 and a MONEY CONTROL phone bill from 1996.How could they all just disappear in 1 month?? I didnt even dispute any of them yet. I also ordered my 3 in 1 file to look into it further. This exact same thing happend to me with an unpaid medical bill in 1995 for $2000. It dissapeared about a year ago for some unknown reason. Does anyone know why it happens? Will they just come back on one day? matt
This is excellent news. One caveat: Are you sure QSpace pulled the same report this month? They occasionally switch between Experian and Equifax.
That could be the answer. Matt, there are 3 credit bureaus. Your accounts may not be reported to all of them. Make sure all three reports are clean. I would call them and request a copy. roni
RE: That could be the answer. Qspaces software is kinda if'y too. It will make a collection on Equifax two entries regularly. Could even been the same report but Qpace goffed!
RE: That could be the answer. You ever heard of the saying "Don't look a gift horse in the mouth"? If you find out they pulled the same report last time, count your blessings!
RE: That could be the answer. I've had a number of derogs "disappear" off of all three of my reports, many years early. Sometimes off of one, sometimes two, sometimes all three (never at the exact same time). I even settled an 8,000 debt for $3500, said NOTHING about my credit histories, and they disappeared after I paid them (5.5 year old derog). But, hey, I never complained!
