Has anyone ever had any experiences with URS? They are a CA on a corporate AMEX card for which I was responsible. As part of their efforts to collect, they made a subtle threat that if I didn't make satisfactory payment arrangements, that the OC might refer the matter to law enforcement for possible criminal prosecution (they were doing their best to suggest that I used the company card fraudulently). I did go ahead and settle; not out of fear of prosecution, but because I legitimately used the card for some personal transactions. Nevertheless, I found that tactic to be a borderline violation. Now they're in violation of our agreement by not automatically debiting the agreed-upon monthly amount from my checking account. Any other shady experiences?