I had a student loan go into default in 1999. I was enrolled in school at the time, and the loan should have been deferred. However, for some reason that is not known, Sallie Mae (the loan servicer, and coincidentally the owner of United Student Aid Funds) defaulted the loan. Since I was arranging a consolidation loan at the time, I simply rolled the loans into that and that got the default off of my record. However, United Student Aid Funds reports the loans as paid charge offs. I have asked them for all of the information about the loans, but I want to get these notations off of my reports. Does anyone have any ideas? They are being completely intransigent about this...