I just received a "Collection Agency Notice" under letterhead of Universal Fidelity LP. However, upon closer examination I noticed that the Minneapolis, MN address is the same P O Box listed on the Target monthly statements. Has anyone else experienced this? The letter is "signed" by "L. Lyons, Director of Payment Control". A quick internet search shows that UFLP is a alias of Fingerhut Credit Advantage. Does anyone know whether UFLP is an associated company of Target National Bank? Should I send a debt validation letter to find out who I'm really dealing with?
Fingerhut will also use Jefferson capital which is part tribute card and other cc companies,which just lost a class action suit in nc.In answer to your question yes dispute this.
